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User Groups

Summary of program:

This liability insurance protection program is designed for facility or premises owners to make liability protection available to an individual or group who are users of municipal, school and other publicly owned premises. The facility owner is protected from liability claims arising from the operations or activities of the facility user.

When an individual or group rents a facility that uses this Program, automatic cover is provided for reported activities.

Summary of coverage:

Limit - $1,000,000 to $5,000,000, as negotiated

  • Certificates of Insurance for Additional Insureds
  • Premises, Property and Operations
  • Products and Completed Operations
  • Personal Injury (libel and slander)
  • Cross Liability
  • Tenants Legal Liability
  • Liquor Liability available

A deductible of $500 (or as negotiated) applies to bodily injury, property damage and legal expenses.

Sport & Recreation Liability Insurance

The description of coverage contained herein is not complete, and reference must be made to the actual terms and conditions of the applicable policy forms.