SPORT & RECREATION LIABILITY INSURANCE
Why
Liability Insurance?
Because of your
operations, or actions, you are open for possible suit from third parties. You
may not be liable but you will need to be defended in court. A Liability policy
pays for this defence as well as any costs found against you. Legal fees can
be very expensive and this can be an affordable way to have them covered.
This policy covers your legal liability for bodily injury to or damage to property of others such as spectators, passers-by, property owners and others resulting from your activity. In addition, your legal liability for injury to participants is covered in most cases (a few sports disciplines may not be eligible).
Who
Is Insured?
Any
group using the facilities of the community centre or municipality who does
not have access to other insurance.
Activities
Covered
Consist
of sports and recreation events sanctioned or authorized by you.
Who
is Covered?
All
members collectively including Executives, Managers, Coaches, Trainers, Officials,
Event Organizers and Volunteers while acting within the scope of their duties
on your behalf.
Eligibility
The
program is designed principally for sport and recreation groups at local levels.
Loss
Prevention Advice
Is available
on a nation-wide basis including video presentations and seminars.
Claims
Service
Is available
on a national basis from specialists who have a wide range of services at their
disposal.
General
Liability Insurance
Limit
- AS NEGOTIATED
Including the
following extensions:
•
Premises, Property and Operations
•
Products and Completed Operations
•
Blanket Contractual
•
Personal Injury (libel and slander)
•
Employees as Additional Insureds
•
Cross Liability
•
Non-Owned Automobile (in most cases)
•
Tenants Legal Liability
Cost and coverage vary according to
A deductible of $500 applies to bodily injury, property damage and legal expenses.
All
Sport Insurance Marketing Ltd.
507,
1367 W. Broadway
Vancouver, BC V6H 4A9
Tel (604) 737-3018
Fax (604) 737-3076
Toll 1 877 992-2288
The description of coverage contained herein is not complete, and reference must be made to the actual terms and conditions of the applicable policy forms.
Underwritten By AVIVA Insurance Company of Canada